Research

Working Papers

Expectations and Risk Premiums in Illiquid Real Assets (with Jiro Yoshida)

Presentations: USC 2026, Real Estate Finance and Investment Symposium 2025, Penn State 2025

Commercial real estate markets lack systematic measures of inflation, market expectations, and risk premiums. We develop an asset-pricing–based approach and apply it to major U.S. office, industrial, and retail markets to estimate these measures.

Credit Expansion and Neighborhood Transformation: Evidence from Place-Based Mortgage Lending (with Wenchuan Zhao)

Presentations: UEA European Meeting 2026 (Scheduled)

Credit policy is often place-based. When borrowing costs are lowered in specific locations, who moves in and local outcomes may change. We study this sorting channel in a place-based mortgage lending program.

Climate Risk and Contract Design: Evidence from Corporate Real Estate Leases

Presentations: MIT Climate and Real Estate Symposium 2024, FIRS PhD Session 2024, Penn State 2023, Hitotsubashi 2023

Climate risk encompasses newly recognized bad states of the world that affect future asset values. When contracting parties increasingly anticipate this risk, do financial contract designs become more complete by specifying more future climate contingencies?

A Note on Identification of Difference-in-Discontinuities in Cross-Sectional Settings

Presentations: Econometric Society Asian Meeting 2024, IAAE 2024, Penn State 2024

In cross-sectional setting of the difference-in-discontinuities (diff-in-disc) design, identifying the conventional local average treatment effect (LATE) additionally requires random assignment of comparison groups.

Work in Progress

Who Holds Fixed-Income Assets and How It Shapes Monetary Policy: Evidence from Sector-Level Portfolios